Cláusula IRPH en préstamos hipotecarios

  1. Beatriz Sáenz de Jubera Higuero 1
  1. 1 Universidad de La Rioja
    info

    Universidad de La Rioja

    Logroño, España

    ROR https://ror.org/0553yr311

Revue:
Revista Crítica de Derecho Inmobiliario

ISSN: 0210-0444

Année de publication: 2020

Año: 96

Número: 779

Pages: 1837-1855

Type: Article

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D'autres publications dans: Revista Crítica de Derecho Inmobiliario

Résumé

Once again the European Justice analyzes one of the financial clauses that has generated great controversy in the field of mortgage loan contracts. With the STJUE of March 3, 2020 (Gómez del Moral Guasch case, C-125/18) several prelimi-nary questions raised by a Spanish Court in relation to the possible abusiveness of the variable interest clause based on a reference index are resolved IRPH. This work analyzes the nature and characteristics of this clause and said reference index, the previous STS of December 14, 2017 (plenary) that analyzed this clause establishing doctrine, not unanimous as it was accompanied by a dissenting individual vote of two Magistrates, and, finally, the legal grounds of this recent STJUE of March 3, 2020

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